Founded during 1995, Pephens & Co. is a financial advisory firm specializing
in Business Process Reengineering, Financial and Risk Management, and
Corporate & Strategic Initiatives.

Pephens & Co. is recognized as one of the top advisory service firms specializing
in the Financial Services Industry. With over 100 projects under our belts, and as
many clients, we are considered one of the premier niche firms across the country.

PC's mission is to add value to our clients by leveraging our extensive mortgage banking expertise.

PC will assist our clients in developing an optimal financial and technical strategy
that brings the highest returns, at the lowest costs and within tolerable levels of risk.